Implementing Voluntary Benefits
Voluntary benefit plans have the following characteristics
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They are insurance programs "endorsed" by the employer |
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Eligible employees / dependents enroll in the plans at their own discretion |
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Employees pay 100 percent of the premium |
Voluntary benefits are valued by employees for the following reasons:
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Preferred tax treatment under cafeteria plans |
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Benefits can be chosen that meet personal needs |
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Premium payment is made easy through payroll deduction |
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Convenient and non-intrusive enrollment at the worksite |
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Liberal underwriting, no health questions, guaranteed issue |
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Portability -- benefits are not contingent on employment. Employees own the benefits. |
Types of voluntary benefits available include:
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Life insurance |
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Disability income (short term and long term) |
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Supplemental medical (specified disease, critical illness) |
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Dental |
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Vision |
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Long-term care |
Contact
Our offices are located in Chicago IL. However to ensure prompt service and reduce unsolicited spam email you should use the web form email method.If you would like to improve your current efforts to maintain an effective, yet cost contained employee benefits, then contact ....
Mark Singer at: (630) 416-6171