Medicare Supplement Insurance Options
Midwest Benefits Group of Illinois, Ltd. is the premier brokerage service of the Medicare supplement insurance plan , and we are committed to providing the best service to our Medicare supplement insurance policy holders.
We offer the Medicare supplemental insurance, also known as Medigap insurance, both for healthy individuals and for those with pre-existing health conditions. As well, the Medicare Advantage plan is now available in most parts of the country.
Most Medicare supplemental insurance companies that we represent include a prescription discount card with their policies. Medicare recipients in the eligibility period may prefer a Part D prescription drug plan.
If you are a Medicare recipient or will be soon, please contact us. Our promise to you is that we will present to you the Medicare supplement insurance company that offers the lowest rates in your area.
What the Medicare Advantage Plan
Medicare Advantage Plans are the result of legislation that has recently been enacted. These plans are becoming tremendously popular due to the extra benefits that are offered. Extra days in the hospital, lower out pocket costs for doctor visits, prescriptions are some of the extra benefits that are usually offered.
The Medicare Advantage Plan is offered throughout the United States via private insurers. Part A and Part B of Medicare are required to join the plan and the Medicare part B premium must be paid by the Medicare recipient. Private insurers offer plans which have varying co-payments and premiums that start at $0 per month.
- Medicare Advantage plans are available with little or no monthly premiums.
- Medicare Advantage plan holders are still in Medicare and retain the rights and protections of Medicare.
- A Medicare Advantage plan holder will continue to receive regular Medicare-covered services. In addition, a Medicare Advantage plan holder will also have access to additional services that neither Medicare Supplements nor the original Medicare provides.
- Prescription Drug plans often are included in the Medicare Advantage plan while Medicare supplemental policyholders must pay extra for the Part D plan.
- The Medicare Advantage plan is growing. The Medicare Advantage plans are now offered to 98% of the counties in the United States. In 1996 only 15% of American counties had a Medicare Advantage plan available.
- Medicare supplemental policyholders pays money whether you get sick or not. Medicare Advantage plans have the the policyholders make a small co-payment for doctor visits and a somewhat larger co-payment for hospital visits.
- The Medicare recipient should know that a Medicare Advantage plans guarantees that even in a time of poor health there is a maximum out of pocket expense. A Medicare supplement (Medigap) policy guarantees the Medicare recipient to spend $1,600 to $2,000 a year even if you never go to the doctor.
- Needing a referral from your primary physician (PCP) to see a specialist is a thing of the past. Medicare Advantage plans permit the policyholder to go to any doctor or hospital with no referrals!
- If the you do not have End Stage Renal Disease (kidney failure) then you qualify for the advantages of a Medicare Advantage plan. In some counties we even have companies specifically for people with end stage renal disease.
Contact
Our offices are located in Chicago IL. However to ensure prompt service and reduce unsolicited spam email you should use the web form email method.If you need assistance selecting an appropriate benefit plan, completing the application process, or would like an in-depth analysis of your health and financial needs, then contact ....
John Mazur at : (312) 922-5550